Maruti Auto Sales
Call (732) 360-8771 Text (732) 853-3731

Used car financing

Buy Here Pay Here East Brunswick NJ

Getting approved for a used car should not feel like a fight. Maruti Auto Sales offers buy here pay here financing in East Brunswick and works to get everyone approved, from strong credit to none at all. The team that took over in 2025 runs on one rule: no games, no bait and switch.

Apply Online Pre-qualify with Capital One

Accredited Business, A+ rating, Better Business Bureau. Opens the BBB profile for Maruti Auto Sales.

  • In-house car financing through our dealership

    Your loan runs through us instead of an outside bank, so the decision rests on more than a credit score. If other dealers have already turned you down, this is the place to start. Call (732) 360-8771 and we will walk you through your options for the car you want.

  • Bad credit, no credit, a second chance

    Past repossession, a bankruptcy, your first car, or no credit file yet: we look at where you stand today, not only what a report said about last year.

  • The $499 promise

    Price includes dealer fee. Tax and DMV excluded. That fee is $499 on every car here, with no surprise add-ons at signing. The number you see is the number we work from.

How does buy here pay here work?

  1. 01

    Apply online or in person.

  2. 02

    Pick your car from our current inventory.

  3. 03

    Sign with clear numbers, drive home, and make your payments to us.

Questions before you apply

Is buy here pay here the same as in-house financing?
Here, yes. We finance the car ourselves instead of sending you to an outside bank, and you make your payments to us. We still check credit, and every credit situation gets a look.
Can I get financed with bad credit?
Yes. All credit is welcome here, including bad credit, no credit, and past credit problems.
Do you offer no-credit-check financing?
We do check credit as part of the process, but a low score or no credit history will not automatically disqualify you.
Will pre-qualifying hurt my credit score?
No, it is a soft credit check. Get pre-qualified with Capital One (no impact to your credit score).
How much do I need to put down?
It depends on the car and your situation. The application has a place for your down payment and any trade-in, so we start from what you have. For a straight answer on a specific car, call (732) 360-8771.

Start your approval today

Call (732) 360-8771, apply online below, or stop by our lot on Route 18 behind Midas in East Brunswick. You can also browse our inventory or start with used cars under $10,000 to find your car first.

The form takes a few minutes. Have your Social Security number and date of birth ready, along with your address, how long you have lived there, and your monthly rent or mortgage. You will also need your employer's name and phone number, your job title, your monthly gross income and how long you have worked there. Buying with someone? Add them on the Co-Buyer tab. Then send the form, and we start working on your approval.

Applying for: 2025 Chevrolet Silverado 1500 Crew Cab, Stock #EB259795

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